MINNEAPOLIS, MN • CREDIT CONSULTING

Take Control Of Your Credit
With A Clear, Honest Plan

Stop letting past financial hurdles dictate your future. Our clear, honest credit consulting services are designed to help you build a solid foundation and reclaim your purchasing power without hidden fees or confusing jargon.

Fee Transparency

We charge absolutely no startup fees. You only pay for the services we explicitly agree upon, with complete transparency regarding third-party costs like credit monitoring.

Secure client portal

Transparent disclosures

No guaranteed results

OUR MISSION

Personal Guidance, Clear Credit Steps

At ADR Consulting LLC, we believe that lasting financial health starts with education, not empty promises. My mission is to provide realistic, step-by-step guidance to help you understand your credit profile and take actionable steps toward improvement. We focus on transparency, ensuring you know exactly what to expect at every stage of the process.

What ADR Does Not Promise

  • No promises of specific score increases.
  • No promises of instant deletions.
  • No guarantees of credit approvals.
  • Accurate negative information cannot be removed simply for being unfavorable.

No pressure. Clear disclosures first.

Six Services, One Plan

We provide transparent, documentation-first guidance tailored to your unique financial situation.

Credit Report Review

We meticulously analyze your credit profile to identify errors, discrepancies, and areas for immediate improvement.

Credit Audit

A comprehensive evaluation of your financial history, providing a clear baseline for your custom recovery strategy.

Dispute Assistance

We handle the heavy lifting of drafting and submitting factual disputes to bureaus and creditors on your behalf.

Credit Education

Empowering you with the knowledge to maintain healthy financial habits long after our services are complete.

Progress Tracking

Stay informed with 24/7 access to your portal, where you can monitor updates and score improvements in real time.

Financial-Goal Planning

Beyond credit repair, we help you strategize for major milestones like homeownership or business funding.

Your 12-Step Process
From Start To Invoice

We believe in full transparency. This 12-step roadmap ensures you know exactly what happens at every stage of your credit journey, with no surprises and complete documentation.

NO AUTOMATIC CHARGES AT ENROLLMENT

*Credit Hero Score is provided by a third-party partner. See monitoring terms for full details and disclosures.

01
Initial Consultation
A free review of your goals and current credit situation.
02
Credit Analysis
Deep dive review of your three-bureau credit reports.
03
Custom Strategy
Develop a tailored action plan to address negative items.
04
Client Onboarding
Secure portal setup and documentation gathering.
05
Dispute Preparation
Drafting customized, factual disputes for each bureau.
06
First Round Submission
Sending initial disputes to credit bureaus and creditors.
07
Creditor Responses
Reviewing replies, updates, and verified accounts.
08
Strategy Adjustment
Refining our tactics based on bureau and creditor responses.
09
Score Monitoring
Tracking your ongoing progress via Credit Hero Score.
10
Follow-up Disputing
Escalating any unresolved or incorrectly verified items.
11
Final Review
Evaluating overall progress and success of the campaign.
12
Final Invoice
Transparent billing with no hidden fees, only results.

Simple, Transparent Pricing
No Surprise Fees

SECURE PRICING PILLAR

ADR Fees

  • Free 15-Minute Consultation: $0
  • Qualifying CRC Simple Audit: $0
  • ADR Startup Fee: $0

ADR Service Cycle

$99.95

Charged only after each separately authorized cycle is fully completed and documented.

CLIENT PAYS PROVIDER DIRECTLY

Third-Party Monitoring

Then $24.99/month after the 7-day trial unless canceled. Active monitoring is required to track your progress.

Credit Hero Score

$1 FOR 7 DAYS

*Affiliate Disclosure: We may receive compensation if you subscribe to Credit Hero Score through our referral link. You are not obligated to use this specific provider, but active monitoring is required for our services.

GENERAL DISCLAIMER: ADR Consulting LLC is not a law firm and does not provide legal advice, nor do we guarantee specific improvements to your credit score. Results vary by individual. The Third-Party Monitoring fee is paid directly to the service provider. ADR fees are separate and charged only after agreed-upon services have been documented and fully completed.

CLIENT LOYALTY REWARDS

Complete Three Cycles and Get a $50 Credit.

We value your commitment to financial restoration. To reward your dedication, we offer an exclusive loyalty benefit: complete three paid cycles, and enjoy a $50 Credit on your 4th cycle

Eligibility Requirements:

We appreciate your commitment to improving your financial future. Complete three consecutive paid service cycles and receive a $50 credit toward your fourth cycle.

PLEASE NOTE: The $50 loyalty credit applies only to ADR Consulting service fees. It has no cash value and cannot be transferred. The client’s account must remain active and in good standing.

We’ll explain eligibility during your call.

$50

Fourth-Cycle Loyalty Credit

Complete Three Cycles and Get a $50 Credit..

A Secure, Clear Choice

  • No ADR startup or audit fee
  • Simple $99.95 completed-cycle pricing
  • Secure Credit Repair Cloud client portal
  • Personal attention from Anthony
  • Clear explanations without pressure
  • Documented service-cycle completion
  • No guaranteed or misleading promises
  • Client education and progress tracking
  • Fifth service cycle free after four completed and paid cycles, subject to eligibility and legal approval.

THIRD-PARTY SERVICE

Required Monitoring, Clear Disclosure

To accurately track your progress and facilitate the ADR workflow, continuous three-bureau access is required. Credit Hero Score is a separate third-party provider, meaning it has a separate billing cycle and is not included in ADR Consulting's service fees.

What you'll need:

  • Active Credit Hero Score membership
  • Continuous report access during your ADR service cycles

Credit Hero Score

Activate your required monitoring service to unlock the full ADR consulting workflow.

Affiliate Disclosure: This is an affiliate link. ADR Consulting LLC may receive a commission if you enroll.

Verify the price shown at checkout before enrolling.

CLARITY FIRST

Answers Before You Begin

We believe in clear disclosures and no pressure. Our goal is to ensure you have all the facts and feel completely comfortable before making any decisions about your financial future.

Still have questions?
Reach out to us directly at 888-469-8001

Can you guarantee a specific credit score increase?

No credit repair organization can guarantee a specific score or outcome, as we do not control the credit bureaus. We promise to work diligently to ensure your credit report is accurate and fair.

Can accurate negative information be removed?

Accurate and timely negative information cannot be removed from your credit report under the law. We focus strictly on identifying and disputing inaccuracies or unverified accounts.

How long does the process take?

Credit repair is a process, not an overnight fix. Timelines vary significantly based on individual circumstances, but we will keep you fully informed every step of the way.

Do I have to pay before services are rendered?

No. We only charge for services after they have been fully performed, in strict accordance with the Credit Repair Organizations Act (CROA).

Consumers may dispute inaccurate information themselves without hiring a credit-services organization.

Start With A Conversation

Take the first step toward clarity and confidence. Request a consultation below.

Contact Info

  • Anthony
    Credit Specialist
  • ADR Consulting LLC
  • Minneapolis, Minnesota 55401
  • 888-469-8001
  • ADRConsultingLLC.net

Service area: MN + authorized states only